Thinking About Buying? Watch This.

What is Private Mortgage Insurance (PMI)?

Private Mortgage Insurance (PMI) is an insurance policy that makes homeownership possible for homebuyers who don’t want to make a 20 percent down payment.

First-Time Home Buyer Advice

You can’t know everything there is to know about buying a home, especially when you’re a first-time homebuyer.

How much down payment do I need for a house?

Many first-time homebuyers believe they have to put 20 percent down on a home. But that’s far from true.

Why do people say you need 20% down?

Average down payments are well under 20 percent. So why do so many people say 20 percent down is the minimum.

Do I need a home inspection?

Some loan types, like the FHA and VA mortgage programs, require a home inspection to make sure the home meets requirements for safety and affordability.

What qualifies you as a first-time buyer?

If you’re buying your first-ever home, you’re a “first-time homebuyer” by default.

If you have questions or are ready to begin the home buying process, just complete the form below, and a member of our team will be in touch shortly!

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Buyer Resources

First Time Buyers

Are you a first-time homebuyer? Did you know that if you haven’t owned a property in the last three years that you are considered a first-time homebuyer?
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Making An Offer

Before the offer to purchase is created, you must be at least pre-qualified or, better yet, pre-approved by a lender, unless you are paying cash.
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Offer Accepted : Now What

Once your offer is accepted by the seller it starts the offer accepted period. You will be asked for a down payment, typically 1% of the purchase price.
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Personalized Home Search

Complete the form below and we'll create you a custom property search. Anytime when we find properties that match your specific criteria we’ll send you an email.
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Thinking About Buying?

Are you thinking about buying? The video resources below cover many of the common questions that most people have during the home buying journey.
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What Are Closing Cost?

You've found your dream home, the seller has accepted your offer, your loan has been approved and you're eager to move into your new home.
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